What’s New
What’s new for 2027
At OhioHealth, we’re committed to keeping your healthcare affordable and accessible. While healthcare costs continue to rise nationwide, we’re working hard to keep cost increases at a minimum.
The few updates we’ve made are designed to enhance your experience and ensure compliance with federal regulations, all while keeping your coverage strong and dependable for you and your family.
As previously shared, OhioHealth will offer a new health plan in 2027 and beyond, called myHealthPlan, as OhioHealthy ends operations in 2026. We’re focused on continuity and a smooth transition entering a new benefit year.
What will be the same:
- OhioHealth will continue to self-fund our health plan, meaning rather than paying an insurance company to manage everything, we take direct responsibility for funding and administering health benefits.
- All current OhioHealthy health plans will be available under myHealthPlan, including PPO Assist, Core PPO, Enhanced PPO and HDHP.
- We’ll have the same partner, Luminare, supporting claims operations.
- Pharmacy benefits remain the same and will continue to be offered through Navitus.
- You can use existing OhioHealthyPlans usernames and passwords to log into the myHealthPlan website/portal.
What will be different:
- Although OhioHealthy offered a health plan to local employers, myHealthPlan will be offered to eligible OhioHealth associates only.
- This site will be your one-stop-shop for all things benefits, including myHealthPlan information, finding providers, and the portal (check out our new myHealthPlan page).
- All health plan members will receive new ID cards by the end of the year, but existing member ID and group numbers will not change.
Starting January 1, 2027, members will receive support through Luminare Health Connect instead of Rightway, with customer service and healthcare navigation available in one integrated experience.
Medical plan options are staying the same. Eligible associates will continue to be able to choose from Core PPO, Enhanced PPO and HDHP, or PPO Assist (with an approved application).
- Like many employers, OhioHealth is experiencing continued increases in healthcare costs. To help balance these rising costs while maintaining strong benefits, medical premiums will increase by 5% on average in 2027.
- For associates enrolled in the HDHP, deductibles will increase to meet IRS minimum requirements for high-deductible health plans.
- Associate only deductible will increase by $50 to $1,750.
- Associate +1 deductible will increase by $100 to $3,500.
- Virtual telehealth care will transition from Curai to Teladoc. Find information on your new myHealthPlan ID card, or access care through the Teladoc App, teladoc.com or by calling (800) 835-2362.
For HDHP plan members, the IRS has increased the total 2027 Health Savings Account (HSA) contribution limits. This total is a combination of both associate and OhioHealth contributions. This gives you the option to save more pre-tax dollars for eligible healthcare expenses.
Increased associate IRS HSA maximum contributions* are:
- Associate only: $4,000
- Associate +1: $8,250
- Associate +2 or more: $8,000
Although you may increase your contribution, OhioHealth’s HSA matching contribution will stay the same for 2027:
- Associate only: $500
- Associate +1: $750
- Associate +2 or more: $1,000
To receive the OhioHealth HSA match, you must make an HSA contribution election during annual enrollment — HSA elections do not carry over year to year.
*For individuals age 55 and over, catch up contributions of $1,000 per year are in addition to the associate contributions below.
During Annual Enrollment, elect our new child disability coverage, managed by Juno. The plan provides monthly cash support and personalized caregiving guidance if your child develops a new severe illness, injury or disability.
- The benefit is for non-medical costs related to more than 150 conditions; pre-existing condition limitations apply.
- All dependent children are eligible (up to age 26) including adopted, foster, stepchildren and children of a domestic partner.
If you enroll in a health plan, you can earn a credit of $35 per paycheck ($910 in 2027) by completing a journey in Workday by Monday, November 30*.
The process is simpler this year: just review the 2027 Benefits Education Journey in Workday and complete all steps.
The journey will be in your Workday inbox beginning Thursday, October 22. You’ll get an email confirmation after you complete the health survey, which will mean you earned the wellness credit for 2027.
*To receive the health plan credit the first paycheck of 2027, you must complete these activities by November 30, 2026. After that date, you may still complete them anytime to receive the credit on future paychecks. Please allow two pay periods after completing your actions for the credit to appear on your paycheck.
Dental plan premiums will increase by 2% (less than 60 cents per pay). OhioHealth is sharing this increase, rather than fully passing off to associates, to help maintain access to dental coverage while balancing the rising cost of care. The dental plan will continue to be available through Delta Dental with no plan design changes.
The premium for Genomic Life coverage will be a flat rate of $18 per month (or $8.31 per pay), for associates and spouses, reducing the cost for those age 50 and over. Premiums are not charged for children (up to age 26).
These updates are effective January 1, 2027, for all associates. No action is needed during annual enrollment.
Expanded women’s health services through Maven — Expecting a new addition to your family? To replace the current OhioHealthy Pregnancy program, Maven will provide 24/7 personalized access to care, from OB-GYNs and pediatricians to sleep coaches and mental health providers. We will continue to offer current Maven programs, including the fertility benefit, options for growing your family and managing menopause. Find out more about Maven.
More time away for parental bonding — We’re extending the bonding time benefit from three to four weeks, giving eligible associates more time to focus on their growing families, adjust to new routines and be present during an important life moment. As a reminder, parental leave equals time for medical necessity + time for parental bonding. Learn more about parental leave, including length of leave for birth and non-birth parents and bonding time details. *For events beginning on or after January 1, 2027.
More inclusive bereavement support — All eligible associates will receive up to five days of bereavement leave that can be used after the death of any individual with whom you had a strong personal bond, regardless of legal status, blood relation or cohabitation. This change better recognizes the many ways people define family and close personal relationships, as well as our commitment to supporting you during deeply personal moments of loss. Learn more about time off. *For events beginning on or after January 1, 2027.
These updates are effective January 1, 2027, for all associates. No action is needed during annual enrollment.
OhioHealth will auto-enroll new hires in the 403b/401k retirement plan at a 1% contribution rate, helping associates take an early step toward saving for their future. OhioHealth will match 0.5% on the auto-enrollment contribution. You will still have flexibility to change your contribution amount or opt out, based on your personal financial goals and needs.
Managing the high cost of healthcare
Healthcare costs continue to rise. You and OhioHealth share the cost of your medical benefits. Working together, we can bring down the total cost.
Choose Carefully
The OhioHealthy HDHP, Core PPO, Enhanced PPO and PPO Assist feature a three-tier provider network. This means you and your covered family members will choose which tier to use each time you seek care.
Understanding the provider network tiers is important. By choosing providers within tiers 1 and 2, you can get substantial savings on your healthcare expenses. Learn more about tiers and how you can save.
Also, using the right healthcare facility can help you save money, time, and ensure you receive the appropriate care. While the Emergency Department (ED) is a vital resource for urgent and life-threatening situations, it’s important to reserve it for true emergencies. Visiting the ED for non-emergent care can result in significantly higher costs compared to other care options, like Urgent Care or Primary Care office and virtual visits.