Student Loan Relief Benefit

OhioHealth has partnered with Fiducius to assist associates in taking control of their student loans. Fiducius provides in-depth education and comprehensive support on student loan restructuring options including (Forgive) Public Service Loan Forgiveness, (ReFi) loan refinancing, and (SimpliFi) loan consolidation.

Forgive ReFi SimpliFi
  • Lower monthly payment and receive forgiveness through the federal Public Service Loan Forgiveness (PSLF) Program

  • Must work full-time at a not-for-profit and make 120 qualifying payments

  • Any balance remaining after 120 payments will be forgiven tax free
  • Lower rates and improve payment schedule via private refinance

  • Partners LendKey and Pentagon Federal Cerdit Union

  • Better rates and custom amortization

  • Ideal for those with good credit who don't qualify for PSLF
  • Consolidate loans and lower payments

  • Maintain Department of Education loan structure benefits (disability, forbearance, etc.)

  • Help those with bad credit rebuild their credit and eventually consider ReFi and/or Forgive

With Fiducius, expert advisors can provide a personalized Student Loan Financial Wellness Plan to help you make informed decisions about your student loan debt, regardless of the loan amount.

OhioHealth will pay associated fees for the use of most services at no cost to associates. All benefits-eligible associates, physicians and residents are eligible for this benefit.

Get help with Public Service Loan Forgiveness (PSLF).

Many are not aware that they may qualify to receive loan forgiveness immediately through the Public Service Loan Forgiveness (PSLF) program. The PSLF program forgives the remaining balance on your Direct Loans after you have made 120 monthly payments under a qualifying repayment plan while working full-time for a qualifying employer. (OhioHealth qualifies as an eligible employer for the PSLF Program.) Fiducius can help guide you through the complex process of determining eligibility and filing an application if you qualify for the PSLF program.

Read a quick Student Loan Relief Benefit Overview (printable PDF) and Frequently Asked Questions about this benefit to learn more.

Getting Started with the Student Loan Relief Process

Visit the welcome page to sign in using your OhioHealth email address or your personal email address as it exists in Workday (if you do not have an OhioHealth email address). Your password is Employee ID + “@” +“OH”. For example 12345@OH.

  • Login to the MyFiducius Portal
    https://ohiohealth.myfiducius.com/login

    If you have trouble logging in, send an email to LoginAssistance@GetFiducius.com, put “OhioHealth” in the subject line, and provide a brief description of the problem. Your Fiducius Support Services team will be glad to help you resolve the issue.
  • Complete Initial Screening

    Answer basic screening questions to learn your initial loan options in just 5-6 minutes.
  • Schedule Advisor Consultation

    At your convenience, discuss your results and next steps with an expert Advisor.
  • Update Profile Information

    Update contact details in profile settings before your Advisor meeting. Already created your account? Login at https://ohiohealth.myfiducius.com/login.

Questions?

Read the Student Loan Relief FAQs to answer your questions.

If you still have questions about your type of loan or personal loan situation, it’s recommended that you set up an account and complete the online screening so that you can consult with a professional loan advisor.

If you have a question about the Student Loan Relief benefit and how it works, you can contact the HR Resource Center at (614) 533-8888.

If you have trouble logging in, send an email to LoginAssistance@GetFiducius.com, put “OhioHealth” in the subject line, and provide a brief description of the problem. Your Fiducius Support Services team will be glad to help you resolve the issue.