Accident Ca$hBack℠ Insurance

Our Accident Ca$hback Insurance, provided by Nationwide, helps you to cover expenses in the event of accidental injury.

Accident Ca$hback Insurance complements your medical plan by helping you pay for out-of-pocket costs. Covered expenses and reimbursement for eligible claims are paid directly to you regardless of whether you have met your deductible or not, and independent of when your medical plan pays your healthcare provider.

Features
  • Reimbursement of medical expenses resulting from a non-work related accidental injury
  • No pre-existing exclusions
  • All benefits are per covered person
  • Benefit checks are paid directly to associate
Accidental Injury Benefit (maximum per benefit year) Associate only: $1,100
Associate + 1: $2,200
Family: $3,300

Coverage for each person cannot exceed associate maximum

If you have an eligible accident-related expense during the year, submit a claim form (available to download below) and itemized bill for reimbursement.

How much does this benefit cost?

Coverage type Associate cost per pay period (26 pay periods per year)
Associate only $1.52
Associate + 1 $2.87
Family $4.22
In 2020, 20% of associates chose Accident Ca$hback Insurance

How to make the most of this benefit

  • This benefit complements the Health Savings Account (HSA), as you can use it to pay for covered out-of-pocket expenses before using your HSA
  • If you need emotional support or counselling following an accidental injury, the Employee Assistance Program is available to you 24/7
  • Change your coverage at any time during the year if you have a relevant and qualified change in family status (e.g. you get married and want to add your spouse) - read more under Enrollment
Contact Nationwide
Call 1 (877) 717.4455 and identify yourself as an OhioHealth associate