Accident Ca$hBackSM Insurance

Accident Ca$hbackSM Insurance overview

Our Accident Ca$hback℠ Insurance, provided by Nationwide, helps you cover expenses in the event of accidental injury.

Accident Ca$hback℠ Insurance complements your medical plan by helping you pay for out-of-pocket costs. Covered expenses and reimbursement for eligible claims are paid directly to you regardless of whether you have met your deductible or not, and independent of when your medical plan pays your healthcare provider.

Features Accidental Injury Benefit
(maximum per benefit year)
  • Reimbursement of medical expenses resulting from a non-work related accidental injury
  • No pre-existing exclusions
  • All benefits are per covered person
  • Benefit checks are paid directly to associate
Associate only: $1,100
Associate + 1: $2,200
Family: $3,300

Coverage for each person cannot exceed associate maximum

If you have an eligible accident-related expense during the year, submit a claim form and itemized bill for reimbursement.

How much does this benefit cost?

Coverage type Associate cost per pay period
Associate only $1.52
Associate + 1 $2.87
Family $4.22

How to make the most of this benefit

  • This benefit complements the Health Savings Account (HSA), as you can use it to pay for covered out-of-pocket expenses before using your HSA.
  • If you need emotional support or counseling following an accidental injury, the Employee Assistance Program is available to you 24/7.
  • Change your coverage at any time during the year if you have a relevant and qualified change in family status (e.g. you get married and want to add your spouse) – update your elections in Workday.